Product & Policy
- Which industries are excluded from lending?
- How do you assess rental income for consumer car loans?
- How do you assess Centrelink and child support income for consumer car loans?
- What are the minimum and maximum loan amounts?
- What are the age requirements for customers?
- What are the requirements for a Mid-Term Refinance?
- Do you accept balloon payments?
- What is the maximum total exposure allowed per customer?
- What are the guidelines for a Sale and Buy-Back transaction?
- When do you require bank statements for commercial?
- How do you assess self-employed income for consumer car loans?
- How do you assess employment (PAYG) income for consumer car loans?
- What is the minimum board expensed for consumer car loan applicants?
- Does Azora finance private sales?
- What are the payment schedule options?
- What is the minimum income required for a consumer loan?
- How long does a conditional approval last?
- Do you fund loans that include negative equity from a previous loan?
- What income types are not accepted for consumer car loans?
- How do you assess superannuation income for consumer car loans?
- How do you assess second job income for consumer car loans?
- How do you assess commission and bonus income for consumer car loans?
- How do you assess car allowance income for consumer car loans?
- How do you assess overtime and shift work income for consumer car loans?
- What loan limits apply when a consumer applicant’s credit score is below 300?
- Are learner licence holders accepted for consumer car loans?
- Do you accept undischarged bankrupt or Part IX / Part X applicants for consumer car loans?
- Are first-time credit applicants accepted for consumer car loans?
- How do you treat an unencumbered (owned outright) property?
- What is the maximum age allowed for a financed asset?
- When does Azora run a credit-check on my client?
- What documentation is required to refinance a loan with an existing balloon payment?
- Can you finance a repairable write-off vehicle?
- Do you accept grey import vehicles as security?
- How are applications for a Director's car assessed?
- Is the Rideshare and Taxi industry an acceptable sector for lending?
- What is the minimum ABN age required for commercial loan applications?
- What is the commission dial-down policy?
- Do you accept customers who have defaults or judgments on their credit file?
- What additional documents do I need to upload with the application?
- Does Azora accept spousal property?
- What are the lending criteria for Tertiary (Category C) assets?
- What is Azora Commercial's comparable credit policy?
- Is the application fee capitalised into the loan amount?
- Can you have more than one asset on a contract?
- Can Streamline be used with defaults?
- What credit score does Azora use?
- Are applicants new to Australia accepted for consumer car loans?
- What visa types are accepted for consumer car loans?
- Are payday loans acceptable for consumer car loans?
- Are wage advance transactions acceptable for consumer car loans?
- When do you require bank statements for consumer car loans 1, 2 and 3?
- What bank statement issues can impact approval for consumer car loans?