What is the maximum total exposure allowed per customer?

The maximum exposure limit differs between Commercial and Consumer lending and is based on customer profile.

Commercial Lending:
Maximum exposure is assessed at both the company and individual director level, and is determined by property ownership:

• Homeowners: Maximum total exposure of $250,000.

• Non-Homeowners: Maximum total exposure of $150,000.

• Returning Customers: To increase a limit from $150,000 to $250,000, the customer must be asset backed and have maintained a good repayment history on their existing facilities.

Note: can only be considered after 7 months.

Consumer Lending:
Please refer to your BDM for a scenario.