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What is the maximum total exposure (total lending) allowed per customer?

The maximum exposure limit differs between Commercial and Consumer lending and is based on customer profile.

Commercial Lending:
Maximum exposure is assessed at both the company and individual director level, and is determined by property ownership:

  • Homeowners: Maximum total exposure of $250,000.

  • Non-Homeowners: Maximum total exposure of $150,000.

  • Returning Customers: To increase a limit from $150,000 to $250,000, the customer must have maintained a good repayment history on their existing facilities and can only be considered after 7 months.

Consumer Lending:
The maximum exposure is pending the specific Car Loan product the customer qualifies for. Please refer to the individual product guidelines for the applicable limit.