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What are the payment schedule options?

The standard payment schedules and fee structures differ between Commercial and Consumer loans.

Commercial Lending:

  • Repayment Frequency: Monthly.

  • Timing: Repayments are made in advance.

  • Fees: All applicable fees are paid upfront on the settlement day and are not added to the loan balance.

Consumer Lending:

  • Repayment Frequency: Applicants can select weekly, fortnightly or monthly repayments.

  • Timing: Repayments are made in arrears.

  • Fees: Standard fees are capitalised (added to the loan balance at settlement). An additional $15 per-month account keeping fee is charged on the anniversary date of the loan.